[PDF] WEST BENGAL NSFDC Education Loan Scheme 2020 Application Form

WEST BENGAL NSFDC Education Loan Scheme | पश्चिम बंगाल NSFDC शिक्षा ऋण योजना | WB NSFDC Education Loan Scheme | WEST BENGAL NSFDC Education Loan Scheme Application Form | WEST BENGAL NSFDC Education Loan Scheme Application Form PDF Download

Schedule tribe communities are oppressed for a long time they had stayed away from the government services benefits and the mainstream society as well. Now Central and State government has started various schemes and services for the Schedule Community to uplift their social and economic status. WEST BENGAL NSFDC Education Loan Scheme is one of them. Under this scheme, Government provides the education loan to SC Students for their Higher education.

Today, through this article, we are providing you all the important details about the WEST BENGAL NSFDC Education Loan Scheme, such as eligibility criteria of  WB NSFDC Education Loan Scheme eligibility, the application process, important documents, etc, for all types of information related to  WB NSFDC Education Loan Scheme Stayed with us till the end.

WEST BENGAL NSFDC Education Loan Scheme
WEST BENGAL NSFDC Education Loan Scheme

WEST BENGAL NSFDC Education Loan Scheme

West Bengal government has started various schemes and services for the SC community of the state, West Bengal NSFDC Education Loan is one of them. Under this scheme Government provides the education loan to the Scheduled Caste students of state for pursuing  Professional/ Technical/ Higher Education. The Government provides the educational loan at 4% per annum to male the beneficiary and 3.5% to the women Beneficiaries. Beneficiary can avail loan up to Rs 10 lakhs for studies within India and Rs 20 Lakhs for studies abroad.

WB NSFDC Educational Loan Yojana Highlights
Article West Bengal NSFDC Educational Loan Scheme
State West Bengal
Department Social Justice Empowerment Department
Beneficiary Resident Of West Bengal
Benefit To provide a loan at a low-interest rate
Official Website Click Here

Objective Of WB NSFDC Education Loan Yojana

There are lots of students in our country who want to pursue their higher education but are not able to pursue it due to financial problems. West Bengal government has started NSFDC Education Loan Scheme. The main objective of this scheme is to lend a loan to eligible SC students for pursuing  Professional/ Technical/ Higher Education.

Expenses Covered Under WB NSFDC Education Loan Scheme

  • Admission Fees & Tuition Fees.
  • Boarding & Lodging expenses.
  • Book bank/ Library Fees.
  • Soft Skill Development Fees.
  • Caution Money (College & Hostel).
  • Development Fees.
  • Examination Fees.
  • Games & Sports etc.

Professional/ Technical Courses Covered Under WB NSFDC Education Loan Scheme

Full time professional/ Technical courses in the fields of Engineering, Architecture, Medical, Dental, Physiotherapy, Management, Information Technology, Hotel Management & Catering Technology, Biotechnology, Law Education Journalism & Mass Communication CA ICWA CS AMIE FIA IETE & Higher Education like Doctoral Studies leading to M.Phil/ PhD

Eligibility Criteria

The applicant must fulfill the following eligibility criteria while applying for WB NSFDC Educational Loan Yojana:

  • Applicants should be residents of West Bengal.
  • Students must have a Scheduled Caste Certificate issued by the Competent Authority (SDO / ADM).
  • The annual income of the beneficiary family should be less than Rs. 81,000 in rural areas and Rs. 1,03,000  in urban areas.
  • The beneficiary should get admission in the educational institute on the basis of JEE / CAT etc.
  • Beneficiary who has availed education loan from elsewhere were not eligible for this scheme.
  • Beneficiary who is getting scholarship/ concession/ stipend from the Institution/ Government or any other sources are not eligible for this scheme.

Documents Required For WB NSFDC Education Loan Yojana

The applicant must have to submit the following documents while applying for WB NSFDC Educational Loan Yojana:

  • Residence Proof ( Ration Card, Voter’s ID Card, Electricity/ Telephone Bill, Passport, Pass Book).
  • Application form signed by the applicant and his / her father/mother/guardian as co-lender.
  • Original & photocopy copy of SC Certificate issued by the Competent Authority.
  • Income Certificate ( Certificate issued by Pradhan, Sabhapati, Chairman of Municipality, Municipal Councilor, Block Development Officer, Sub-Divisional Officer, Additional District Magistrate, Any Gazetted officer, MP, MLA may be accepted )
  • Certification by the Institute in prescribed format duly signed and bearing seal of the Institute.
  • 2 Recent colored photographs.

Repayment Of Educational Loan

  • The recovery of the loan will start 6 months after the completion of the course or employment.
  • The loan will have to be repaid in 20 quarterly installments over a period of 5 years.
  • The total currency of the loan will not exceed 10 years from the date of the first disbursement.

Application Procedure Of WB NSFDC Education Loan Scheme

To apply for  WB NSFDC Education Loan Yojana, you have to follow the following procedure.

  • First of all, you have to download the Application Form Of WB NSFDC Education Loan the link to the application form is given below.

Download The Application Form Of WB NSFDC Education Loan Scheme

  • Now download and print the Application Form.
  • Now fill in all the information asked in the application form carefully.
  • After filling the application form,  all important documents have to be attached with the application form.
  • Now you have to submit the application to the office of the concerned department.
  • After verification and all the information filled is found to be correct, the benefit of WB NSFDC Education Loan Scheme Apply will be grant to the beneficiary.

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Who can apply for WEST BENGAL NSFDC Education Loan Scheme?

the education loan will be provided to the Scheduled Caste students of state for pursuing  Professional/ Technical/ Higher Education.

How much loan a beneficiary can get under this scheme?

Beneficiary can avail loan up to Rs 10 lakhs for studies within India and Rs 20 Lakhs for studies abroad.

What is the interest rate of the WB NSFDC Education Loan?

The Government provides the educational loan at 4% per annum to male the beneficiary and 3.5% to the women Beneficiaries.

In what time period Beneficiary have to repay the Educational Loan?

The loan will have to be repaid in 20 quarterly installments over a period of 5 years, and the recovery of the loan will start 6 months after the completion of the course or employment.

 

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